HOMEOWNERS INSURANCE
Protect Your Home.
Protect What Matters.
Your home is more than just a place—it’s where life happens. Our homeowners insurance provides the protection you need to keep your home, belongings, and peace of mind secure.
Dwelling Protection
Coverage for the structure of your home.
Personal Property
Protect your belongings inside your home.
Liability Coverage
Helps protect you if someone is injured on your property.
Additional Living Expenses
Covers costs if you need to live elsewhere temporarily.
Wide Range of Discounts
Save more with multi-policy and safety discounts.
COVERAGE OPTIONS
Home Insurance Coverage Options
We offer flexible coverage options to fit your home, lifestyle, and budget. Choose the protection that’s right for you.
HO-3 Special Form
Our most popular policy. Covers your home and personal property against many risks.
- Dwelling coverage
- Other structures
- Personal belongings
- Loss of use
- Personal liability
HO-5 Comprehensive Form
The broadest coverage available for your home and belongings.
- All risks coverage on dwelling
- All risks coverage on personal property
- Higher personal liability limits
- Additional living expenses
HO-4 Renters Insurance
Perfect for renters. Protects your belongings and provides liability coverage.
- Personal property coverage
- Liability protection
- Additional living expenses
- Affordable rates
HO-6 Condo Insurance
Covers your condo unit and personal belongings.
- Personal property coverage
- Liability protection
- Improvements & betterments
- Loss assessment coverage
WHY CHOOSE US
Why Choose Unity Brokerage?
Local Experts
We understand the needs of New York homeowners.
Top-Rated Carriers
We partner with top insurance companies to get you the best coverage.
Personalized Service
We listen, compare, and recommend what’s right for you.
Competitive Rates
Quality coverage at rates that fit your budget.
Ongoing Support
We’re here for you before, during, and after a claim.
Ready to Protect Your Home?
Get a free homeowners insurance quote today.
Call Us Now
516-673-4252